Opinions on supporting small and micro enterprises to tide over difficulties from the leading group on pneumonia prevention and control of new coronavirus infection in zhejiang province

People's governments of cities, counties (cities, districts) and relevant units at the provincial level:

In order to fully implement general secretary xi jinping's important instructions on resolutely winning the outbreak prevention and control war, and fully implement the decisions and arrangements made by the CPC central committee, the state council, the provincial party committee and the provincial government on the prevention and control of the epidemic, we will continue to deepen the implementation. Three services & throughout; Activities to give full play to the important role of small and micro businesses in epidemic prevention and control, help and support small and micro businesses to tide over difficulties and maintain social employment stability, hereby put forward the following Suggestions.

1. Increase support for small and micro enterprises to reduce factor costs

1. Accelerate the implementation of new measures to reduce cost and burden of small and micro enterprises, reduce electricity, gas, logistics and other costs of small and micro enterprises, and effectively reduce the burden of small and micro enterprises. Industrial electricity prices have been adjusted in accordance with national policies, and industrial water and natural gas prices have been cut by 10% for a period of three months. (responsible units: provincial development and reform commission, provincial department of economy and information technology)

2. Increase fiscal and tax support for small and micro enterprises

2. Reduce and reduce taxes and fees for small and micro enterprises. If it is really difficult to pay the property tax or the urban land use tax due to the epidemic that has seriously affected the production and operation, it may apply for the reduction or exemption of the property tax or the urban land use tax. The loss of assets of small and micro enterprises caused by the epidemic may be deducted before the enterprise income tax according to law. For small and micro enterprises producing materials for epidemic prevention and control, we will give priority to implementing relevant tax reduction and exemption policies. (responsible unit: zhejiang provincial tax bureau)

3. Deferred payment of taxes. For small and micro enterprises affected by the epidemic that have difficulty in applying for declaration, the enterprises shall apply for extension of application in accordance with the law. For small and micro enterprises that have special difficulties and fail to pay taxes on time, the enterprise shall apply for an extension of the payment of taxes in accordance with the law for a maximum of three months. For small and micro enterprises producing materials for epidemic prevention and control, priority shall be given to the approval of deferred payment of taxes. (responsible unit: zhejiang provincial tax bureau)

4. Delay social insurance payment. For small and micro enterprises that are faced with temporary difficulties in production and operation due to the outbreak and are unable to pay social insurance premiums in full due to the outbreak, the social insurance premiums can be deferred after approval in accordance with relevant provisions, and the relevant supplementary payment procedures can be completed within 3 months after the outbreak is lifted. After the expiration of the hold-over period, the enterprise shall pay the social insurance premium in full, which shall not affect the individual rights and interests of the insured. (responsible units: provincial department of human resources and social security, provincial department of finance, zhejiang provincial tax bureau, provincial medical insurance bureau)

5. Refund of unemployment insurance. To the ginseng that does not lay off staff or little lay off staff protects small micro enterprise, can return its on year actually pay unemployed insurance premium 50%. To face temporary production and operation difficulty and recovery is hopeful, the ginseng that holds to do not lay off or little lay off protects small and micro enterprise, return a standard to be able to press 6 months enterprise and its worker pay 50% of social insurance premium to decide. (responsible units: provincial department of human resources and social security, provincial department of finance, zhejiang provincial tax bureau)

6. Accelerate the application and allocation of relevant financial funds. We will accelerate the allocation of government funds to enterprises at all levels to ensure that funds are allocated to relevant enterprises in a timely manner. Relevant special financial funds should optimize the application conditions and increase support for small and micro businesses severely affected by the epidemic. Provide subsidy support for domestic and overseas exhibition expenses. (responsible units: provincial department of finance, provincial department of economy and information technology, provincial department of science and technology, provincial department of commerce, municipal, county (city, district) governments

7. Rent exemption for small and micro businesses. For small and micro enterprises that lease the premises for operation of state-owned assets, the rent for the first month after local epidemic prevention and control is implemented shall be exempted, and the rent for the second and third months shall be halved. For the rental of other business premises, the landlord (landlord) shall be encouraged to reduce or reduce the rent for the tenant. (responsible unit: provincial sasac, municipal/county/district governments)

8. Help small and micro enterprises park. Preferential policy support will be given to the small and micro enterprise parks, industrial innovation service complexes and other carriers that reduce or reduce rent for small and micro enterprises during the epidemic. (responsible units: provincial department of economy and information technology, provincial department of science and technology)

Iii. Increase financial support for small and micro enterprises

9. Enhanced credit relief. We will spare no effort to rescue small and micro enterprises in the logistics, transportation, wholesale and retail, accommodation, catering, tourism and other industries that have been greatly affected by the epidemic. Financial institutions shall not blindly take out loans, cut off loans, or press loans. For small and micro enterprises facing repayment difficulties due to the epidemic situation, they shall extend loans, renew loans, and reduce overdue interest, etc., and properly arrange repayment plans until First order response ” Until released. We will encourage financial institutions to use the central bank's policy of small re-lending to support private and small and micro businesses in financing, and give discount interest incentives to eligible financial institutions. We will actively seek support from the central government for the relevant discount interest policies for key enterprises in epidemic prevention and control. (responsible units: provincial local financial supervision and administration bureau, provincial finance department, hangzhou central sub-branch of people's bank of China, zhejiang banking and insurance supervision bureau)

10. Lower financing costs. We should give full play to the guiding role of the quoted loan market interest rate (LPR) on the loan interest rate, actively strive for the inclination of the transfer price of internal funds, continue to promote the innovation of repayment methods such as non-repayment of loans, promote the service model of medium-term current loans including revolving loans, and promote the continuous decline of the cost of transferring loans. We will make flexible use of central bank monetary policy tools such as re-lending and rediscount to provide financial institutions with low-cost lending funds, and strive to reduce the comprehensive financing cost of inclusive small and micro loans by about 0.5 percentage points by 2020. We will give full play to the role of emergency lending funds in various localities, and support small and micro businesses affected by the epidemic in lending. (responsible units: provincial local financial supervision and administration, hangzhou central sub-branch of people's bank of China, zhejiang bank insurance supervision and administration)

11. Optimize financial services. Organize financial institutions to carry out online services for small and micro enterprises affected by the epidemic, learn about the enterprises affected by the epidemic and their financial needs, and promote accurate matching of financing supply and demand. We will actively use the special re-loan funds of the people's bank of China for epidemic prevention and control, and reduce the financing costs of key small and micro enterprises that are directly involved in the production, transportation and sales of epidemic prevention and control. Strengthen the service efficiency of financial institutions and establish financial services such as credit and exchange for small and micro enterprises affected by the epidemic. Green channel ” , allocate specialist, arrange specific credit line, simplify credit approval process, simplify small and micro enterprises loan application certification materials, effectively meet the liquidity needs of enterprises. (responsible units: provincial local financial supervision and administration, hangzhou central sub-branch of people's bank of China, zhejiang bank insurance supervision and administration)

Give play to the role of policy-based guarantee institutions. Policy financing guarantee institutions at all levels should be opened up “ Green channel ” To provide financing guarantee services for small and micro enterprises involved in the production, sale and transportation of epidemic prevention materials, free of premium. We will increase credit enhancement services for small and micro businesses that are the focus of epidemic prevention and control and for those severely affected by the outbreak, effectively improve the efficiency of business operations, eliminate the requirement for counter-guarantees, and reduce the premium rate for guarantees and re-guarantees. Provincial re - guarantee co., LTD. Charges re - insurance premium to municipal and county policy financing guarantee institutions by 0.3% of the amount of guarantee liability, and provincial finance gives special subsidy to reduce the charge. Cities and counties (cities and districts) where conditions permit should increase policy support for policy-based financing guarantees. (responsible unit: provincial local financial supervision and administration bureau, provincial finance department, municipal, county [city, district] government)

Give play to the role of policy-based finance. Support the national development bank, China agricultural development bank, export-import bank of China, China's export credit insurance company in zhejiang branch (branch) to strengthen service docking, more market-oriented financing difficulties of epidemic prevention unit of micro and small enterprises production research and development, the medical supplies import procurement, as well as important life supplies small micro enterprise of the production, transportation and sales support, push to support the epidemic prevention and control special loan to fall to the ground as soon as possible, provide optimal loan interest rates, to fully meet the demand of the epidemic prevention and control the financing. (responsible units: provincial department of economy and information technology, provincial local financial supervision and administration bureau, hangzhou central sub-branch of people's bank of China, zhejiang banking and insurance supervision bureau)

Iv. Increase export support for small and micro enterprises

14. Apply for proof of force majeure. If the international trade contract cannot be performed as scheduled or cannot be performed due to the epidemic, the local government and ccpit shall actively help small and micro enterprises to apply to ccpit for proof of fact related to force majeure. (responsible unit: provincial council for the promotion of trade)

15. Reduce the cost of inspection and quarantine. If the customs requires relevant inspection and quarantine certificates to be issued for all kinds of imported equipment and materials needed for the prevention and control of epidemic diseases, it shall timely handle such matters. Fees for inspection and quarantine shall be waived for imported assistance and equipment and materials donated for the prevention and control of epidemics; For the commodity testing items increased due to the epidemic, charges should be charged according to the actual cost, so as to reduce the burden on small and micro enterprises in foreign trade. (responsible units: hangzhou customs, ningbo customs)

16. Increase subsidies for export credit insurance premiums. We will fully subsidize the premium of policy-based export credit insurance for small and micro export enterprises, improve the coverage of insurance, and ensure that they are fully covered. (responsible unit: provincial department of commerce, zhejiang bank insurance supervision bureau)

V. other matters

17. Other enterprises in difficulty affected by the epidemic shall be identified by the city, county (city, district) where they are located and may be supported by reference to this advice.

This opinion shall remain valid until April 30, 2020. The central government issues relevant policies to support the implementation.

Leading group on pneumonia prevention and control of new coronavirus infection in zhejiang province

February 5, 2020